Can I pass the fees to my customers?
There are two options for passing the processing fees to your customers.
The best and most widely accepted option is to include the fee in your invoices, simply by increasing your prices to cover the fee. This will work for both ACH and credit card processing fees, however you may choose to offer a discount equal to the credit card fee for ACH payments to encourage their use.
The alternative option is to add a surcharge to credit card payments, however this option comes with some restrictions.