Due to a court approved settlement with MasterCard and Visa in 2013, U.S. merchants may now issue a surcharge for credit card payments to offset processing fees provided they follow the conditions set out in the settlement and the laws of their state. American Express and Discover now also have provisions for surcharging.
California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas currently have restrictions in place regarding credit card surcharges. Please seek legal advice before enabling surcharging.
The conditions for surcharging are:
You may surcharge at the brand level (Visa, MasterCard etc.) or product level (Visa Signature Preferred, World Elite MasterCard etc.). We enable surcharging at the brand level, at the same rate, on all brands that support surcharging.
You must disclose the surcharge to customers at the point of sale and on the receipt. We handle that.