> For the complete documentation index, see [llms.txt](https://help.receivabl.es/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://help.receivabl.es/receiving-payments/how-do-i-include-the-credit-card-fee-in-my-invoices.md).

# How do I include the credit card fee in my invoices?

The credit card processing fee can be included in your invoices by increasing your prices a percentage slightly more than your credit card fee. Or use this formula to raise your prices the exact amount of the fee:

```
(price + fixed) / (1 - rate)
```

where *price* is the original price, *fixed* is the fixed component of the fee (ie. 0.3), and *rate* is the percent component of the fee (ie. 0.034).

If your agreement or contract with your customers allows you might be able to add the fee as a separate line item on the invoice so long as it applies to all payment methods equally.

Then set a discount equal to the price increase to offer your customers the original price for ACH payments. Visit the [My Account](https://www.receivabl.es/account) page, enable the checkbox 'Discount ACH payments', and enter the discount rate.

This is the preferred practice for recovering credit card processing fees and is actually [protected by legislation](http://www.ncsl.org/research/financial-services-and-commerce/credit-or-debit-card-surcharges-statutes.aspx) in 10 U.S. states: California, Colorado, Connecticut, Maryland, Massachusetts, Nevada, Oklahoma, Washington, Wisconsin and Wyoming.


---

# Agent Instructions
This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com.

## Querying This Documentation
If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter:

```
GET https://help.receivabl.es/receiving-payments/how-do-i-include-the-credit-card-fee-in-my-invoices.md?ask=<question>&goal=<endgoal>
```

`ask` is the immediate question: it should be specific, self-contained, and written in natural language.
`goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal.

The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.